The program provides for the provision of loans by the Bank to the State Leasing Company OJSC to finance lessees using funds from the Development Bank of the Republic of Belarus.
Credit product Program "Leasing financing through the Development Bank of the Republic of Belarus"
Content
• Government securities of the Kyrgyz Republic;
• Real estate, including land plots;
• Equipment, vehicles;
• Credit portfolio of partner banks;
• Sureties of third parties, the acceptability of which is assessed by the Bank in accordance with the Bank's Collateral Policy;
• Other types of security in accordance with the Bank's Credit Policy
• Individual schedule:
- for interest - on a monthly basis;
- for principal - at least twice a year
• Reverse export of purchased equipment outside the Kyrgyz Republic is prohibited;
• Financing of goods/services prohibited for import according to restrictive measures (sanctions) is not carried out.
• unsecured loans;
• loans to individuals;
• loans in the presence of overdue obligations on previously issued loans;
• loans to the Ministry of Finance of the Kyrgyz Republic, the Cabinet of Ministers of the Kyrgyz Republic, other government agencies and local governments. The Bank also does not finance:
• gambling business; • military industry;
• areas where forced child labor is used;
• activities associated with the financing of criminal activity and the legalization (laundering) of criminal proceeds;
• trade, production and other activities related to the use of weapons;
• types of activities prohibited by the legislation of the Kyrgyz Republic.
• Leasing to individuals;
• Leasing in the presence of overdue obligations on previously issued leases/loans;
The partner does not finance:
• gambling business;
• military industry;
• areas where forced child labor is used;
• activities associated with the financing of criminal activity and the legalization (laundering) of criminal proceeds;
• trade, production and other activities related to the use of weapons;
• types of activities prohibited by the legislation of the Kyrgyz Republic.
Other Bank products
Direct finance
(from 6% per annum, up to 10 years)Targeted financing program through Partner Banks
(from 9% per annum, up to 8 years)Targeted financing through Partner Banks for light industry
(from 9.5% per annum, up to 5 years)Leasing through Partner Banks, FCF and other CCF
(from 6% per annum, up to 10 years)Direct financing of green projects
(from 6% per annum, up to 10 years)Targeted Financing Program for Projects in accordance with Green Criteria through Partner Banks and other FIs
(from 6% per annum, up to 8 years)Guarantees
(issue fee from 0.5% of the amount)Targeted financing through the Kyrgyz Stock Exchange
(from 11% per annum, up to 5 years)Financing of working capital under the guarantee of a partner
(from 8% per annum, up to 5 years)Financing of import operations through the Development Bank of the Republic of Belarus
(from 8% per annum, up to 7 years)Financing of leasing through the Development Bank of the Republic of Belarus
(from 8% per annum, up to 7 years)