Loan product "GUARANTEES" program
Options
• Government securities of the Kyrgyz Republic
• Real estate, including land plots
• Funds in the account
• Equipment, vehicles
As additional security, the following can be accepted:
• Guarantees of third parties, the acceptability of which is assessed by the Bank in accordance with the Bank's Collateral Policy
• Other types of collateral in accordance with the Bank's Collateral Policy
• The date of the valuation of the collateral should not exceed a period of more than 6 (six) months on the date of filing an application for a bank guarantee
• The Bank reserves the right to change the valuation value
• The principal is responsible for the safety and proper use of the collateral
• guarantees without collatera
• guarantees to individuals
• guarantees if the Principal has overdue obligations on previously issued loans/guarantees
• Guarantees to the Ministry of Finance of the Kyrgyz Republic, the Cabinet of Ministers of the Kyrgyz Republic, other state bodies and local governments
1) Revision of the amount, interest rate, collateral – the decision is made by the authorized body of the Bank (the Management Board or the Board of Directors) within the framework of the approved powers
2) Changing the terms of the bank guarantee not provided for in paragraph 1 – the decision is made by the Credit Committee
*Банк оставляет за собой право на изменение условий настоящей Программы
Other Bank products
Direct finance
(from 6% per annum, up to 10 years)Targeted financing program through Partner Banks
(from 6% per annum, up to 8 years)Co-financing
(from 6% per annum, up to 8 years)Leasing through Partner Banks, FCF and other CCF
(from 6% per annum, up to 10 years)Targeted financing through Partner Banks for light industry
(from 9.5% per annum, up to 5 years)Direct financing of green projects
(from 6% per annum, up to 10 years)Targeted Financing Program for Projects in accordance with Green Criteria through Partner Banks and other FIs
Targeted financing through the Kyrgyz Stock Exchange
(from 11% per annum, up to 5 years)Guarantees
(issue fee from 0.5% of the amount)Financing of working capital under the guarantee of a partner
(from 8% per annum, up to 5 years)